On June 24, 2026, AraratBank held its Annual General Meeting of Shareholders. In 2025, the Bank strengthened its position in the banking sector, expanded its services, and established significant partnerships with leading international financial institutions.

“We recorded encouraging results and sustained growth during the year. Greater emphasis is placed on the Bank’s vision for the years ahead, particularly in terms of delivering new, high-quality services to our customers. In this regard, I would especially highlight AraratBank’s continued enhancement of its digital banking offerings. Our customers can expect the Bank to introduce a number of new products and solutions in the near future,” said Vakhtang Abrahamyan, Chairman of the Executive Board and Chief Executive Officer of AraratBank.

Hovhannes Khachatryan, Deputy Governor of the Central Bank of Armenia, said: “AraratBank continues to invest considerable effort in further improving its governance framework, strengthening its risk management, and advancing the use of information technologies. We are confident that AraratBank will continue to be one of the significant and resilient institutions of Armenia’s financial sector and will continue to deliver high-quality services to its customers while effectively mitigating risks, as it has consistently done over the past decades.”

As of year-end 2025, the Bank’s total assets amounted to AMD 423,263 million.

The Bank’s total equity stood at AMD 78,734 million, representing an increase of AMD 8,903 million, or 12.7%, compared to the end of the previous year.

In 2025, the Bank’s total loan portfolio accounted for 55.3% of total assets.

Growth was recorded across all lending segments. Compared to the previous year, loans to legal entities increased by 10.2%, retail loans by 5.6%, and finance lease volumes by 41%.

At the end of 2025, the Bank’s total liabilities amounted to AMD 344,529 million, while term deposits stood at AMD 151,821 million at the end of the reporting year.

The Bank’s net profit for 2025 totaled AMD 11,705 million.

Speaking about AraratBank’s new vision, Vakhtang Abrahamyan, Chief Executive Officer, noted: “In the coming years, the Bank’s activities will focus on several strategic priorities, including delivering sustainable financial performance, continuously enhancing the customer experience, advancing digital transformation, further strengthening risk management, compliance, cybersecurity, and operational resilience, as well as supporting the professional development of our employees.”

These priorities will guide AraratBank’s future development as it continues its transformation into a more efficient, technology-driven, and customer-centric financial institution.

The Annual General Meeting of Shareholders was followed by a gala reception held under the theme “35 Years of Trust,” bringing together representatives of the financial and business communities, international organizations, foundations, non-governmental organizations, the IT sector, the diplomatic corps, as well as the Bank’s clients and partners.

This year also marks the fifth anniversary of AraratBank’s corporate social responsibility initiatives. Over the past five years, the Bank implemented numerous programs in the fields of education, healthcare, culture, environmental sustainability, social entrepreneurship, and community development, in cooperation with dozens of non-governmental organizations and foundations. During the gala reception, AraratBank also presented a highlight video showcasing its 2025 CSR initiatives, offering a snapshot of the Bank’s efforts to contribute to sustainable development and create tangible social impact.

“The role of AraratBank in the Matenadaran’s remarkable development, particularly in the preservation of manuscript heritage, is difficult to overstate. The Bank has become one of the key guarantors of the preservation of both Armenian and international manuscript heritage. Together with the Bank, we established a laboratory for biochemical research of manuscripts and fully modernized the security and video surveillance systems of the museum and the research facilities. AraratBank is also the long-standing sponsor of our annual international seminar, which over the past 15 years has brought together more than 145 organizations from around the world. AraratBank’s engagement, however, cannot be described merely in terms of sponsorship or support. The Bank is a true partner of the Matenadaran, sharing its values and sense of responsibility,” said Ara Khzmalyan, Director of the Matenadaran.

AraratBank is regulated by the Central Bank of Armenia.

Director of the Rescue Service and Deputy Interior Minister Aram Ghazaryan on June 26 presented awards to a group of personnel from various units of the Rescue Service who took an active part in the large-scale search operation conducted in the Pambak River from June 15 to 22.

According to the Rescue Service of the Ministry of Internal Affairs, Ghazaryan thanked all personnel involved in the search operation, emphasizing that the rescuers demonstrated a high level of professionalism, dedication and a strong sense of responsibility while working under difficult conditions.

Prime Minister Nikol Pashinyan received a delegation led by Gary Phillips, President of the AMAA charitable non-governmental organization.

According to the Prime Minister’s Office, the interlocutors discussed issues related to the construction of an educational complex in the enlarged Vardenis community, a project being implemented jointly by the Armenian government and AMAA.

The prime minister underscored the importance of implementing the project, noting that an agreement on the initiative had been reached several months ago. He added that the development of educational infrastructure is one of the Armenian government’s priorities.

At the same time, the prime minister stressed the importance of constructing the educational complex in line with the standards set by the government.

Pashinyan expressed hope that cooperation with AMAA would continue in other areas as well.

It was noted that construction of the educational complex, which will have a capacity of 700 students, will be carried out between 2026 and 2029.

Armenian Defence Minister Suren Papikyan chaired the inaugural meeting of the Public Council attached to the Ministry of Defence, held at the ministry’s administrative headquarters on June 26.

According to the Defence Ministry, Papikyan thanked the participants for applying to become members of the council and noted that the involvement of representatives from various spheres of public life is both important and welcome.

Emphasizing the importance of strengthening ties between the army and society, Papikyan stressed that the Public Council is expected to play a significant role in that process.

During the council’s first meeting, the participants discussed and outlined the main areas of cooperation, as well as the platforms through which their collaboration will begin.

Armenian Minister of Territorial Administration and Infrastructure Davit Khudatyan visited the Armenian Nuclear Power Plant on June 26 together with Deputy Prime Minister Mher Grigoryan.

According to the ministry, the officials first toured the nuclear power plant, after which an expanded working meeting was held.

The meeting was also attended by Deputy Minister of Territorial Administration and Infrastructure Narek Apitonyan, Armenian Nuclear Power Plant Director Eduard Martirosyan, Chairman of the Public Services Regulatory Commission Mesrop Mesropyan, Acting Director of the Nuclear Safety Committee Khachatur Khachikyan, and heads of companies operating in Armenia’s energy sector.

During the meeting, Eduard Martirosyan presented the progress of work on extending the operational lifetime of the second power unit of the Armenian Nuclear Power Plant.

The participants also discussed a number of other important issues related to the sector.

Former Gyumri Mayor’s press secretary Hasmik Virabyan has been detained during the preliminary investigation of a criminal case.

According to the Investigative Committee, “During the preliminary investigation of the criminal proceedings, former Gyumri Mayor’s press secretary H.V. was detained on suspicion of committing fraud on an especially large scale.”

Director of the Rescue Service and Deputy Interior Minister Aram Ghazaryan received representatives of the Austrian Red Cross and the Armenian Red Cross Society on June 24.

According to the Ministry of Internal Affairs, the meeting focused on work carried out under the “Institutionalisation of First Response Volunteer Service in the Republic of Armenia” programme, known as Volfire, as well as prospects for further cooperation.

Ghazaryan highly praised the joint activities implemented under the programme, emphasizing the importance of the 11 volunteer fire and rescue stations established in different regions of Armenia. He noted that they play a significant role in strengthening community resilience during emergencies.

In this context, he said the construction of two more volunteer fire and rescue stations is in its final stage.

Prime Minister Nikol Pashinyan received a delegation led by Seyed Hamid Pourmohammadi, Vice President of the Islamic Republic of Iran.

According to the Prime Minister’s Office, Pashinyan welcomed the Iranian vice president’s visit to Armenia. He stressed the importance of strengthening peace and stability in the region and expressed confidence that this would contribute to the steady development of relations and cooperation throughout the region.

Seyed Hamid Pourmohammadi conveyed the warm greetings of Iranian President Masoud Pezeshkian to Prime Minister Pashinyan and thanked the Armenian government for its position and humanitarian support extended to Iran during a difficult period.

The interlocutors then discussed the progress of projects aimed at developing Armenia-Iran border infrastructure. In particular, they addressed the construction of the second bridge and a new terminal, the continued development of cooperation in the customs sector, and issues related to customs procedures.

Both sides underscored the importance of expanding cooperation in the energy sector.

They also discussed joint road construction projects, as well as steps aimed at further developing cooperation in agriculture, mining, infrastructure and other areas.

The parties also exchanged views on the process of unblocking regional transport routes and the new opportunities it could create.

At the conclusion of the meeting, Prime Minister Pashinyan conveyed his warm greetings to Iranian President Masoud Pezeshkian.